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Smartphone Financing
1. Eligibility & Service Area
Age: 18-59
Occupation: Any occupation is acceptable
Nationality: Residence: Lao nationals residing in Vientiane Capital
Minimum Downpayment: 0%
Service Area: Vientiane Capital, Vientiane Province, and Bolikhamxay Province
3. Interest Rate & Fees
Interest Rate: 1.85% per month
Repayment Period: 12–36 months
Fees: No admin fees
2. Required Documents
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Lao ID Card
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Family Book
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Passport, if applicable
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Proof of Income / Salary Certificate
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Bank Statement
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Residence Certificate
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Other documents may be required depending on the application
4. How to Apply
You can apply through any of the following channels:
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AP Leasing branch
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Authorized dealer
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Online application (WhatsApp, Facebook)
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